What is flatbed insurance?

Flatbed insurance needs must be carefully evaluated based on an assessment of all risks associated with a particular trucking operation. Flatbed trailers are open deck and the cargo can be completely exposed to the elements unless a tarp is required. Drivers may sometimes participate in the loading, unloading, chaining, strapping, and/or tarping. It is important to understand the risk associated with this and evaluate what worker’s compensation coverage might be necessary. Additionally, it is also essential to understand the risk environment for third-party personnel who may assist in these activities. Many flatbed trucking companies will also purchase general liability insurance.