If your company moves vehicles for any reasons you may want a car hauler. A car hauler is a common sight on the highways of America. They are the long trailers that can carry multiple cars at the same time. Usually, when you see them, they are transporting cars to a new car dealership. They are used by a myriad of different companies.
Companies that move cars for people across the country can benefit greatly from a top of line car hauler. They are also widely used by car repossession companies. You may be surprised at just how many different companies can benefit from the use of a top of the line car carrier.
There is one thing that you should know about car haulers. They can be very dangerous. This is true with any kind of trailer that is attached to the back of semi truck. This is especially true when that trailer is carrying a lot of cars that could easily roll off of the trailer if they are not secured correctly. Carriers can also be dangerous because of the fact that they are carrying so much extra weight compared to other trailers that trucks might be pulling.
It is important to have commercial car insurance for a car hauler. They are very expensive pieces of equipment. A well-insured car hauler doesn’t just protect other cars on the road in the case of an accident. It also protects other cars that it is transporting and the actual hauler itself. Because car haulers are so expensive you might be surprised at how much it costs to get repairs done on one. Commercial auto insurance is an important thing to have for any company.
Commercial coverage is very important. One of the most important aspects of purchasing insurance for any item is deciding what level of insurance to get for it. There are many different kinds of insurance that come at different price points that one can purchase for a car cHere are some of the different levels of insurance that you can get for you car carrier.
Liability – Liability insurance is the most basic level of insurance that you get purchase for an item. It basically only covers the damage that is caused to other people’s property if there is an accident. This is usually the most basic level of insurance that a state will require in order to be able to even operate a truck in that state. Those drivers that don’t have liability insurance may not even be able to get their license or certification to drive a truck that is pulling a trailer,
Liability insurance doesn’t only cover the property of another person in an accident. It can also cover any bodily harm that could occur as a result of the accident. Liability insurance usually won’t cover the car hauler itself in the event of an accident. It is the minimum amount of insurance required by most states to operate a car carrier. It is advised that drivers get insurance with more coverage, though.
Comprehensive – Comprehensive coverage covers more things on a car hauler than liability insurance. It does cover all of the things that liability insurance covers. It also covers the hauler itself if something were to happen to it. It doesn’t just protect the carrier in the event of a road accident. It protects against just about anything that could happen to the hauler as a result of natural disaster or vandalism. There is almost nothing that comprehensive coverage will not cover on a hauler.
Collision – This type of insurance coverage protects a car from anything that could happen to it on the road. It covers the car carrier when it does something like turn over or if it is struck by another car on the road. This is an important level of insurance to have because it protects the hauler and the contents of the hauler if it is struck by a car on the road that does not have car insurance coverage.
As you can see, getting car hauler insurance is a little more complicated than you may think. Ther are many different levels of insurance that a company should consider before it makes its purchase. The minimum amount required in most states is liability insurance. This level of insurance is not advised, though. It is recommended that most people get comprehensive and collision insurance on top of their liability coverage.
You never know what may happen to your car hauler. The road can be an unpredictable place. The risk is exponentially bigger when a car carrier is transporting a large amount of cars. Insurance for car carriers is very important because it doesn’t just cover the trailer itself. It also covers all of the contents of the carrier.
