What is physical damage insurance?

Physical damage coverage is insurance for a commercial truck and trailer. It provides coverage for physical damage to a truck that resulted from things like collision, fire or explosion, windstorm, hail, flooding, theft, vandalism, etc. Physical damage can include either comprehensive or specific coverage so it’s important to understand the differences and choose an appropriate coverage. You have multiple options on your physical damage deductible such as $1000, $2500, and $5000 deductible levels for commercial trucking. This coverage is a must for motor carriers.