The Dangers Of Being A Truck Driver

Posted on December 28, 2016

The current state of our economy causes many to lie awake at night and worry about the security of their jobs. That said, the long haul trucking industry is one area in which the future seems bright. Simply put, in demand goods will always need to be transported from point A to B. In fact, the Bureau of Labor Statistics forecasts a whopping 21 percent job growth within the trucking industry throughout the next three years. According to rough calculations, this means more than 330,000 new trucking jobs will be added to the current economy by the year 2020.

With these types of statistics, it is easy to see why many job seekers would flock to the trucking industry—but there are many things to consider, as trucking is far more dangerous than you may realize.

The dangers of being a truck driver:

Let’s start with the long hours. The majority of truck drivers are expected to be on the road up to fourteen hours each day, and truckers typically receive only about ten hours off in between long haul shifts. Sure, laws that regulate a trucker’s time on the road do exist, but they are all too commonly broken. Unsparingly, exhausted individuals paired with long haul trips often equals danger. Sadly, the chance of perishing while on the job is significantly higher in this profession than in others. Auto accidents involving truckers account for 12 percent of work-related deaths in the U.S.

Time off and burnout is also exceptionally high in this profession, as truckers seldom get more than a single day off each week. This schedule often means missed time with family and loved ones, especially around the holiday season when shipping demands increase.

If you think the average trucker’s pay would make up for these sobering statistics you’d be wrong. The average trucker typically earns about $38,000 per year. That doesn’t sound too bad until you break it down a bit further—an excess of 4400 hours each calendar year, equals an hourly wage of about $8.70 per hour.

Poor nutrition is another danger of the road. Truckers very rarely eat three square meals each day, as most of us are accustomed to. Most drivers tend to survive on high calorie, packaged meals during driving hours. These types of foods are usually nutrient diffident and contain very high levels of preservatives, which can wreak havoc on the human body. Often when drivers arrive at their destination for the night, they will treat themselves to a large—and often times unhealthy—meal before heading to bed. It goes without saying this cycle of binge eating, without a regular exercise regime, can quickly lead to obesity, which only exacerbates any existing health problems.

This organically lends itself to another health issue many truckers experience: infrequent medical care. The long hours on the road often make it impossible for drivers to maintain regular checkups from their family doctors. Unsurprisingly, this greatly limits health care options when and if there is a problem, which leads many truckers to ignore symptoms or work through a common illness, such a cold or the flu, rather than taking time off to rest when they become ill.

Additionally, depression is rather common among the truck driver community due to the time spent alone, distance from family and general loneliness.

Additionally, planning ahead for important dates, whether it is a birthday, anniversary, wedding, etc., is a bit of a minefield for a long haul truckers. Unfortunately, scheduling often comes down to dispatchers, loads, and traffic conditions, so even if a driver has done his or her best to make it back on time, they will often miss important dates and events due to circumstances beyond their control.

Get Owner Operator Truck Insurance Today

Posted on December 23, 2016

The trucking industry is one that carries with it high vehicular risk just by virtue of the fleet being on the road as much and due to the transportation of goods and services. As such, it is important for small-business truckers, owner-operators, and small fleets to get high-quality owner operator truck insurance to meet the unique needs of the fleet and drivers. Below, are some options to look for when deciding on the best owner operator truck insurance for you. Take the time to scrutinize the following options, and match the owner operator truck insurance companies you are considering against the same.

What To Look For In An Owner Operator Truck Insurance Service

1. Range of options and available customization

The more options an owner operator truck insurance service or company can provide you with, the better. This is true for both standard and customized offerings. One or two standard options may not be fitted with the features needed to meet your owner operator needs. As such, a wide range of options, especially if some of the same can be customized to suit your unique operations and needs may just be what is needed. A wide range of options include both varying features, coverage and policy options, and varying price points. For example, convenient monthly payments may be available alongside large upfront ones.

2. Is customer-focused

Yes, it is true that companies enter business markets to make money and be profitable. Owner operator truck insurance coverage and policy provider companies are no different. Still, even with this mind, success and profits should not come at the expense of the customers. Therefore, as you seek out your owner operator truck insurance service providers, be sure to pay attention to their tone when they speak of their clientele and the services and coverage or policy options they provide. This will help determine if an owner operator truck insurance company is likely to value you and take into consideration the unique needs of your business and fleet.

Accessibility is another feature of customer-centric service offerings. Owner operator truck insurance companies that ensure the following are customer-centric:

– you have all the information you need about their services (both online and offline)

– are willing to answer all questions and address your concerns

– provide you with several options regarding securing the use of their services

3. Experience and certification

The experience that an owner operator truck insurance company has, will go a long way in determining the quality of their services and coverage or policy options. Companies and service providers with significant experience are likely to have just about ‘seen it all,’ and so are usually better equipped to provide you with the best possible options. In other words, they have had time to get it right, tweak what is available and make it even better. Of course, this is not to say that newer companies can’t provide equal value (number of years is not the only marker for experience). What must certainly be taken into consideration, however, is that the companies you are considering are certified by insurance licensing and governing bodies in your town, city and/or state. This must be present irrespective of the number of years in operation or even past successes. Current certification is a must-have. No compromise.