Flatbed Insurance for Flatbed Trucking Companies

Posted on May 24, 2018

Flatbed truck insurance packages are comprehensive and flexible. They extend from compulsory civil liability to optional legal protection in addition to covering material damage and providing assistance to insured vehicles and their crews.

The cover provided for material damage to your trucks is based on the policy contract. The principle of ‘all risk except’ means that everything not expressly excluded is covered. Policyholders are compensated for unforeseen and sudden damage to insured vehicles caused by a number of external causes. These include:

In the event of a covered loss, the insurer intervenes inter alia to cover the costs of temporary garage fees until the closure of the expert appraisal and the temporary or urgent repairs allowing the vehicle to operate. In case of theft of keys or remote control, the insurer will refund the cost of replacing these items.

The ‘all-risk except’ formula is automatically applied when claiming. Following an accident, the emergency assistance covers the services in favor of the crew members in case of bodily injury, towing, repatriation and guarding of the insured vehicle.

Roadside assistance

Would you like the most complete assistance possible for your trucks and crews? The roadside assistance formula offers the ideal complement to emergency assistance. The former offers assistance in case of mechanical failure and even puncture, logistical assistance to the crew with specific services in its favor.

Whatever the problem encountered by one of your vehicles, breakdown or accident, assistance on demand always finds a solution. All these services not insured in emergency assistance or roadside assistance can be arranged on request. The only condition is that your vehicle is insured under the flatbed insurance.

The assistance on demand puts a network of specialized service providers at the disposal of flatbed trucking companies and validates the total amount of the costs incurred.

Following an accident, your damaged truck is towed to the nearest garage. Towing costs are covered by the flatbed insurance company. The same applies to taking care of any medical expenses following an accident. If your truck is bogged down due to bad weather conditions, the insurer sends a vehicle to tow the truck.

To transport the goods of your customers, you must have a flatbed insurance that is in good standing. Truck insurance has some peculiarities compared to other insurances.

The rates for heavy goods vehicles are generally higher than other vehicles because of the risks associated with driving a truck are significant. This is due to the weight and size of the vehicle. If you want to pay the smallest possible deductible in the event of damage, you will have to pay more for your insurance. If the truck driver has experience, the insurance premium is generally lower than for a young truck driver, flatbed insurance can guarantee the goods transported.

When you take out your insurance policy, your insurer will ask for the driving license of drivers who will be driving the truck. You will have to ensure that nobody else uses the truck or your insurer could refuse to compensate in case of disaster.

Truck Dash Cams

Posted on May 11, 2018

Dashboard cameras are not only for cars to capture any incidents that happen on the road to avoid any potential lawsuits with non-disputable evidence. If you drive a truck, you need one, too. There are some important ways you will benefit from a truck dash cam.


Accidents Can Happen At Any Time

If you are involved in an accident, it can affect your health, your job, your insurance, and more. There are reasons a trucker dash camera is useful.

Whenever you are in an accident, you need proof of what occurred. If someone else was responsible for the accident, proof of his mistakes can make a difference. You may be eligible for compensation in a lawsuit, not held accountable if he committed a crime, and know your job and insurance are both secure if you have proof of his actions. As the camera will capture the entire incident, it is the proof you need.

A second possibility is an accident that does not involve another driver. You may have an accident even if you drive conscientiously. Perhaps a person or animal ran out in front of your truck, or the accident was caused by poor road conditions or poor visibility. When proof of your driving can be shown, you will not be blamed for an accident that was not your fault.

Safety For You And Your Truck

Safety is another reason to choose a truck dash cam. Crime is much more common than many people realize. As one example, someone may try to commit a crime against you. You never know what might happen when you are in your truck late at night, or in deserted areas.

A second example is the security of your vehicle. Theft, burglary, robbery, and vandalism can be directed at your truck or its contents.

If either of these examples occurs, criminal prosecution is in order. When your camera is running during the incident, you will be more likely to obtain a conviction. The wrongdoer will be held accountable for his actions against you or your property.

Peace Of Mind

A dashboard camera is practical, but you should not discount the importance of your own peace of mind. Driving a truck can be a lonely or stressful experience, especially if you drive a long distance alone. You may be prone to all kinds of worries, some of which involve your safety on the road.

A dashboard camera can relieve your concerns. When you see it in front of you while you drive or take a short break, you will feel safer and more confident. You know that even if an emergency situation does occur, that camera on the dashboard will help you resolve it effectively. You are never entirely alone, even if you are far from home and far from your destination.

Whether you drive occasionally or on a regular basis, one of the most useful investments you can make is a dashboard camera for your truck. When you install your trucker dash cam, you will see it makes a difference in the way you feel and your confidence driving every time you are on the road.