Posted on July 31, 2017
Long haul trucking is used to refer to where you embark on a long journey which involves the transport of goods by use of a truck. Long haul trucking involves coverage of hundreds of miles from your home terminal and during your journey; you are bound to face challenges due to threats on you or on your cargo. We have looked at a number of ways in which we can help you undertake your journey with peace of mind by offering you the following long haul trucking insurance benefits.
Physical damage
We understand that you could get into an accident during your journey where you could end up harming someone or the truck could get damaged in the process. With our insurance against physical damage, we will ensure that your truck gets towed from the accident site and we will cover you for repairs that will need to be done on the truck as well as the storage costs to be incurred. We also understand that in the case of damage to your truck you will not be on the road for a while and to ensure that your best interests are served, we will also cover you for any losses of income that you will incur while your truck is getting repaired.
Non-trucking liability
You may wish to use your truck for other purposes other than hauling and harm could come to you or the truck during such times. We will provide you with insurance to cover you against any losses and expenses that could come to you during non-trucking operations.
Occupational accident
As a driver, you will be exposed to a lot of threats while on the road such as accidents. Should you die or get injured while hauling, we have a program set to ensure that your family will benefit from coverage of burial expenses or medical expenses respectively. Our insurance also extends to ensuring that you get the financial aid that you deserve if you become disabled due to a hauling accident.
Workers’ Compensation
For some reason or the other such as ill health or injuries, you may have to be away from work for a while. Our long haul trucking insurance ensures that you are compensated for the wages lost during such times which will enable you to stay home until you recover.
Contingent liability
We will cover you against any harm that will come to a third party as a result of your long haul trucking.
We will also insure you in terms of buy back deductibles, primary liability and general liability as well as surety bonds. We determine the premiums payable by considering the type of cargo to be hauled, where the cargo will be hauled and the quality of your drivers and operation. Getting long haul trucking insurance today will save you a lot of headaches in future and you will be able to go about your business knowing that we have your back at every step.
Posted on July 24, 2017
Interstate trucking refers to where you carry out trucking operations across state lines. Given the mileage that you will cover as an interstate trucker, you are exposed to more risks as compared to intrastate truckers and as such you will be in need of a good interstate trucking insurance b policy to protect you as you carry out your trucking activities. Interstate trucking is subject to a number of regulations and fees which can be daunting and that is why we are here to make your operations much easier. Accidents that happen across state lines also tend to be very complicated as very many players come into play and this can slow down your operations. We offer insurance covers such as:
Public liability: this cover is mandatory for anyone wishing to carry out interstate trucking as per the Federal Motor Carrier Safety Administration. This cover is in place to protect you and pedestrians from any harm that could come about as a result of an accident for which you are at fault. This insurance also extends its cover to the medical expenses of pedestrians and motorists who get hurt as a result of an accident which you have caused and this is catered for by the bodily injury clause in the cover.
This cover also protects you from having to pay for repairs and any other expenses you will be subject to in the event that you cause damage to someone’s property while hauling. This is the only cover that is mandatory as per the Federal Motor Carrier Safety Administration but for your own protection, we provide you with other types of covers to add onto your protection.
Cargo insurance: trucking cargo across state lines has disadvantages to it as the longer the cargo is on the road, the more threats it will be exposed to such as damage during an accident or theft. We provide a cover to insure you against any losses that you will incur as a result of loss of cargo during your journey and this will be dependent on the type of cargo and its value. You can pay for more insurance if you feel that the cover is not adequate.
Physical damage: in the event that you get into an accident, we will protect you by covering you against expenses that accrue from repair of the truck, towing as well as storage fees. We will also compensate you for the loss that you suffer as you wait for your truck to get fixed.
Workers’ compensation: in a case where you fall ill and cannot meet your trucking obligations, we will cover you for the period that you need to recover. This applies to if you get injured while trucking as well. Our compensation provides your family with the money needed to cover the expenses incurred as a result of your burial or medical bills as well as contributes to your disability payments if you should become disabled in the process.
As an interstate trucking insurance company, we understand that interstate trucking is governed by many regulations and is subject to more fees as compared to the other kinds of trucking and as such, we are here to lessen the burden of those expenses.
