We have all been in this situation: driving on the interstate behind a big truck and a rock comes flying at the windshield. Suddenly there is a huge star or crack in the glass that will only get worse with time. Replacing automobile glass is not cheap, and usually the first thing that comes to mind is, are trucking companies responsible for broken windshields or will my insurance have to pay?
Vehicle Damage Occurs Every Day
Windshield damage, damage to automobile paint, and even damage due to accidents caused by flying debris happens every day. Damage can occur as a result of rocks or other debris being kicked up from the road or things falling off of trucks or other vehicles. Flying debris can also result in death. Who is responsible depends upon where the debris originated.
Was it On the Road or On the Truck?
If a truck driver runs over a rock, causing it to hit your windshield, it is not the driver’s fault. If something falls off of the truck, such as a tool, loose rocks, or lumber, and damage occurs, then it is likely the fault of the driver. However, the issue is not completely cut-and-dried. A problem occurs when trying to prove what happened. It is nearly impossible to tell, even on video, if the rock that hit your vehicle came from the road or from inside the truck in front of you.
Take Care
Prevention, in many cases, can eliminate the issue. When following big trucks, be sure to keep your distance. Small debris will only travel so far. If the vehicle you are following is loaded down and looks unstable or unsafe, it might be wise to switch lanes. Make sure that your car insurance carries comprehensive coverage that includes glass repairs. This coverage is not always included; you may have to ask your insurance agent to add it to your policy. Glass coverage often has a lower deductible, so getting a windshield replaced will result in low out of pocket expenditures.
Contacting the Trucking Company
There are times where it is clear where it could be possible to pursue a claim against a trucking company. However, this is not always successful. It can be difficult or impossible to obtain proof. There may be times when you can snap a photo of an overfilled truck or one with an unstable load shortly after the damage has occurred, but usually, this does not happen. It is often easier to file a claim with your insurance company than it is to try to coerce a trucking company to pay for the relatively minor damage. While the signs we see on almost every truck warning us to stay back because they are not responsible for broken windshields are not legally enforceable in most cases, it may cost you more money than it is worth to try and make the company pay. Check your auto insurance policy and make sure that you have coverage for glass, if not, contact your agent today and request that coverage is added to your policy.
For all the progress man has made in the early years of the 21st century, you’d expect trucks to be obsolete right now. But despite rail being a cheaper mode of transporting goods and air being the fastest of them all, trucks still find their relevance in that they bridge the gap between manufacturer and consumer. I mean, once goods are delivered to the city by either rail or air transportation, how else are they going to make their way to your doorstep? At RateMyTruckInsurance.com we realize the many challenges consumers and retailers alike try to overcome by using alternatives to trucks. However so, a truck is the most convenient door to door delivery system known to man and it’s about time you start considering truck insurance and how best it can allay some of the fears that are inherent to using road transportation.
Trailer Interchange vs Non Owned Trailer Coverage
It’s not uncommon for truckers to make use of trailers belonging to other truck owners. In fact, these days, it’s actually the norm rather than the exception, a scenario that is pushing insurers to extend auto over to the non-owned trailers attached to their vehicles. Be that as it may, it’s also not uncommon for insurers to exclude non-owned trailers from the original vehicle cover and expect trucking companies to add it to their policies separately.
So, what then are the main differences between trailer interchange and non owned trailer coverage?
Trailer interchange insurance is the most popular kind of truck insurance for trucking companies. It is extensive cover in that it covers the insured for damages incurred to trailers whether or not they’re attached to their vehicles at the time of the loss in question. All that is required is possession, i.e. the trailer must be in the trucker’s care. In addition, container haulage companies are included in the definition of trailers, thereby making it a convenient necessity in instances of intermodal operations where equipment includes both a container and a trailer chassis. What is perhaps the most distinguishing feature of trailer interchange insurance is that it requires the existence of an ‘equipment interchange agreement” before cover is extended to non-owned trailers that may, from time to time, be in your possession, custody or care.
Now, onto non-owned trailer coverage.
Non-owned Trailer Coverage
It should come as a source of satisfaction that this cover extends to your vehicle as well as to any non-owned trailers and containers attached to the covered vehicle. As if that wasn’t enough, this cover makes clear mention of maximum coverage amounts for physical damage on non-owned trailers. However, the true beauty of this kind of cover is that it is unnecessary to have a written agreement, it literally applies automatically. Suffice to say, insurance payouts are limited only to losses that are incurred when the non-owned trailer is attached to the power unit that is covered.
We have been selling trailer interchange insurance for years now, and in our humble opinion, it is the cog that keeps any trucking business afloat. Fires, vandalism, accidents and a host of unexpected losses bedevil truck owners every minute of everyday, threatening to cripple their operations indefinitely. However, with trailer interchange insurance and non-owned trailer coverage, all these fears are put to rest, thereby allowing truckers to fulfill their obligations to clients flawlessly. Considering the kind of valuables normally transported by trucks, it makes sense to protect oneself from the unknown.
So, give us a call today and find out more about our many offerings. At RateMyTruckInsurance.com, we are devoted to giving you the peace of mind that allows you to carry on your trade or business profitably.
Are you a commercial truck driver who is looking to buy your own truck? To fit perfectly into the commercial truck industry, you’ll need to take up an insurance cover for your newly-bought truck. As you ponder on the ideal permanent policy to take up, you will need temporary commercial truck insurance coverage. At RateMyTruckInsurance.com, we have the best short-term insurance offers for all truck owners. We understand that commercial trucks are prone to various risks and a majority of them leads to vast losses.
We also understand that it’s hard to find the right permanent insurance cover for your new truck. For this reason, we provide you with a temporary insurance reprieve until you apply for the long-term policy. If compared to most insurance policies for commercial trucks, the short-term insurance is cheaper and convenient for all truck operators. This is with respect to the charges and the savings that you make in case a risk occurs. Remember, we are liable for the expenses provided that they are in compliance with the policy stipulations.
What is a Temporary Truck Insurance Policy?
We define temporary truck insurance as a short-term auto insurance policy that is issued to new truck owners and truck operators to cover them from risks and damages occurring during a specified short period. The policy usually runs for a period of 30 days. It stipulates that you can’t get involved in any commercial aspects since you are subjected to a dispatch order. Typically, this means that you have to wait for the permanent insurance before you commercialize your freight.
What are the Benefits of the Short-term Policy?
Purchasing a temporary truck policy provides you with a credible commercial cover which allows you to transport a power unit on the roads legally. You do it in compliance with the drive-away regulations. This policy allows you to liberally enjoy stripping services, repairs, lettering, post-market applications, and any other advantage that commercial truck policyholders enjoy. The short-term policy is a great step in establishing a permanent truck insurance cover.
The beauty of our cover is that it is universally accepted. Therefore, you can drive your commercial truck freely within the specified period. It’s always a problem to get a newly purchased truck on the roads prior to procuring a permanent insurance cover. This is where our temporary commercial truck insurance comes in. The policy offers you a temporary solution in as far as truck insurance covers are concerned.
Win-Win Situation
When you buy our short-term insurance for your truck, you achieve a piece of mind when driving. You get to move about on the roads with the knowledge that you are extensively protected against the temporary damages. With this policy, you can drive your truck home, remodel it, and find a recruiter. The only limitation is that you cannot participate in commercial freight business until you apply for the permanent policy. The policy covers you against a number of damages such as accidental collisions, injuries, property damages, and hospitalizations costs. Whether you have a front loader, a box truck or a pickup, you can have the vehicle covered with our short-term insurance provision.
Bottom-line
If you want to apply for the temporary commercial truck insurance cover, you should consider RateMyTruckInsurance.com. We have the most flexible package to cover you in the short period while you await your application for the permanent policy to follow through. We also provide you with informed insurance agents who will guide you through the application and procurement process. In the end, you get the policy that matches your commercial needs.
Generally, entities that use vehicles to do business are required to have auto insurance by law. An overwhelming majority of individuals opt for the threshold of coverage specified by state and federal law. But the minimum level of coverage may not offer enough financial protection. This especially becomes prominent when one takes into account that truck insurance coverage only covers injuries and property damage suffered by third parties.
The primary liability coverage required by federal and state laws is usually subject to a number of limitations. This is why there are special policies which offer full protection from claims arising from certain scenarios. In most of these situations, the basic insurance cover wouldn’t be applicable.
Non-Trucking Liability Coverage
Also known as contingent liability, non-trucking liability coverage kicks in when the truck is used for non-business purposes. For instance, you could use your truck on your days off for things like picking up groceries, visiting friends and family or going to the movies. Non-trucking liability safeguards the owner-operator from any liability claim arising from an accident when the truck is used for other purposes besides business, whether or not there’s a trailer attached.
Some of the items covered under non-trucking liability include medical and other expenses associated with injuries to third parties or damage to property. It also protects the motor carrier when a round-the-clock lease driver isn’t under dispatch. It must however be noted that this coverage only modifies the liability section of one’s basic policy.
Exceptions and Restrictions of Truck Insurance Coverage
Non-trucking liability insurance doesn’t provide coverage for business use or when one is hauling any kind of cargo. Contents of the trailer aren’t also covered. In such cases, one would require basic liability and general freight coverage. If the vehicle is a tow or dump truck, then special insurance tailored specifically for the function will be required.
You need to be aware of a few specific scenarios that wouldn’t be covered by non-trucking liability. These include: driving to and from the terminal, maintenance and service trips, travelling during layovers, washing the truck as well as fueling up. All these activities are categorized under business purposes, and are thus covered under the motor carrier’s basic liability insurance.
Bobtail Insurance
When one uses their truck without the trailer attached, it is commonly referred to as ‘bobtailing’. Bobtail insurance is therefore a commercial vehicle policy that covers a truck without an attached trailer while in transit. This applies whether the truck is being used both for personal and business purposes. Under bobtail insurance, property damage and injuries resulting from an accident that occurs when the trailer is detached from the truck are covered. This type of coverage would highly suit those who are required or prefer to have insurance coverage for when their truck is used without a trailer.
The most common scenario where bobtail insurance would be applicable is when an owner/operator gets involved in an accident on their way home after using the vehicle with no trailer. Unlike non-trucking insurance, bobtail liability covers damages even when the driver is not under dispatch. The pertinent point here is whether or not the truck was pulling a trailer when the accident occurred.
In practice, bobtail insurance covers a broader spectrum of risks than other kinds of liability insurance. It therefore tends to be more expensive. But the extensive coverage goes to limit the carrier’s own exposure. At times, the motor carriers contract will imply the requirement for liability coverage as either non-trucking or bobtail liability. Additionally, the wording used could stipulate the requirement for different degrees or types of coverage. It’s therefore important for an owner/operator to ask the carrier to specify what coverage they require.
Are Bobtail and Non-trucking Liability Any Different?
Bobtail insurance and non-trucking liability are often confused with each other due to the similarities they share. While primary coverage is mandatory for all trucks, these additional policies can offer coverage for a number of scenarios that fall between the cracks. It would therefore help to know how you’ll be using your truck to determine how many types of coverage you will need. After all, the last thing anyone wants is to have an exposed Achilles heel that could ruin their business.
Trucking Physical Damage Coverage
Physical damage is generally used to refer to the various policies that specifically cover the vehicle. Such include collision coverage, full comprehensive coverage or other risk-specific policies like fire and theft. This type of cover would be ideal for those who want to fully protect their asset and people who have loans on their equipment. While it is mostly optional for vehicles that are fully paid for, physical damage will usually be required for leases.
While physical damage coverage is usually optional, it’s a crucial element of a commercial insurance policy. This is especially vital for owner-operators driving on a lease to motor carriers who offer primary liability. Having a robust policy that includes physical damage coverage goes towards ensuring you sufficiently protect your vehicles. You’ll be compensated for damage resulting from collision, theft, overturn or natural calamities. And this coverage isn’t limited by any radius constraints.
It must be kept in mind that each coverage type in the physical damage category requires the payment of deductibles before any claim is settled. The deductible is basically the policy holder’s out-of-pocket contribution towards the claim. Generally, choosing a higher deductible goes to lowering the premium. You’ll however need to consider whether you’ll afford the cost in the event of an accident.
Most insurers who cover commercial vehicles will offer all these policies. You could therefore get in touch with an insurance adviser for consultation on your specific requirements based on your contracts and vehicles. This way, you’ll be able to get the best insurance cover at affordable rates.
Because insurance is currently one of the largest annual expenses for truckers, it needs to be revisited regularly to ensure all needs are sufficiently met. There are many different kinds of liability covers, each of which provides a varying level of protection. As an owner-operator, it would help to consult your agreement with your carrier to know what coverage you’re required to have.
Due to the high demand of wood in our lives, tons of wood are hauled every day from one location to another depending on where it’s needed for further processing. While the hauling process may appear to be a simple task with fewer risks, you’d be surprised to discover that it’s one of the riskiest businesses in the freight hauling industry. Log truck insurance covers a wide range of possible damage scenarios that could occur in the event that logs cause damage to other road users. If you are a log hauling business owner, having a log truck insurance policy is one of the best ways to put your mind at ease.
Besides the ever changing road and weather conditions that pose myriad challenges for truck drivers, logs can weigh over a ton each and amass 20-100 feet or more in length. There are, therefore, high risks of tipping and injuring other roads users. High-end safety measures aren’t the solution either because even the most securely-tied loads have burst in the past.
Partnering With a Log Truck Insurance Broker
Loggers are not only well-trained but also work hard to secure heavy tree loads onto trucks. However, accidents still occur. When hauling these heavy loads several miles across the country, therefore, partnering with the right insurance broker is mandatory for every log hauling business. While safety and comprehensive protection should be your priorities when scouting for logging truck insurance, price also affects your bottom line. Working with an insurance broker who deeply understands your needs and is ready to help you protect your assets makes all the difference.
• Customized coverage: They will take their time to educate you about common insurance coverage gaps to enable you make the right decision about your policy plans. They also have the capability to tailor log insurance policies to fit your business situation.
• Affordable Rates: They provide competitive coverage rates leaving you to focus on other important aspects of your business. Coupled with professional advice on risk management, competitive rates help you get utmost protection for your insurance expenditures.
• Tailored services: Irrespective of your fleet’s size, they will strive to provide you with personalized services from their dedicated teams.
Final Verdict
You don’t have to take log truck insurance as a formality. The logging truck insurance covers are actually meant to cushion your business from imminent damages that you are likely to incur in the event of damages and emergencies.
Nonetheless, you need to be on the lookout for the best log insurance coverage that will cater for your business interests fully. With many insurance brokers in the market, not all of them will be ready to help you out when an accident occurs. Hire a trusted, experienced, and bespoke log truck insurance broker, and you will save your business thousands of dollars and valuable time in case of any eventuality. Remember, the only way to minimize your log hauling business and protect your overall business bottom-line is to count on your industry expertise and connections.
Having a truck safe to secure your personal belongings including handguns is a great hidden addition to your truck. There are several different options and depending on what you want to lock up will help you determine what kind of safe you choose. Most of the units are very easy to install taking approximately 20 minutes from start to finish.
Console safe
A console safe is a convenient and handy place for your handgun and personal items. There are many places you may go the have a no handgun policy and you need a plan to safety lock it up. Personal items such as purses or wallets can also fit in this model which is handy especially if you are going to the beach. The safe fits into the existing console by just removing a couple of screws and taking out the console box it slides right in. When you open the safe you will find screw holes to fasten the safe inside the console. Safes for different trucks may vary so be specific on your truck make and model when ordering.
Under seat console
This safe fits securely under the center console where the seat would be. You remove the seat and the safe attaches to the same hardware that the seat fits into.
Floor Safe
In the rear seat area, there is a factory installed plastic storage compartment. There are custom made floor safes that fit into that opening. Removing the plastic storage is easy with a few screws your safe fits down into the same opening. Some people have sprayed their safes with undercoating spray to help extend the integrity of the metal.
Rear seat lock box
In trucks, the rear seats lift up for additional storage. There are custom made safes that fit into this area. The nice thing about this type of safe is that it is large enough for storing your bigger items like golf clubs, tents, beach chairs, etc.
Other important things to remember
Where the safe is attached is important. The bolts or screws should be on the inside of the safe. This prevents any removal attempts since the hardware is not accessible. The pins on the hinges are also important. You want to make sure quality hinges that cannot be easily tampered with by a would-be thief.
Another important item to think about is access and entry. If you are looking for an easy access safe, a keypad entry may be the choice for you. Key entries are more intended for transportation of items that do not warrant quick access. Laws regarding concealed weapons vary from state to state so when traveling make sure you are following the laws of the state you are in. Using a truck safe to secure your guns or personal items is a smart and safe decision.
Depending on the industry you work in, you may require large goods to be shipped across the country. This is common if you’re a construction company and need a number of heavy diggers transported from one place to the other. Of course, this kind of shipping is a little different than regular shipping, primarily because the insurance is greater, as well as the price.
As with all shipping costs, the price is going to vary depending on the circumstances and the load you need to be shipped. This article will help you identify the general costs of wide load shipping and just how much you may have folk out if you need a large item shipped.
What Constitutes as a Wide Load?
What considers to be a “wide load” varies depending on the state. However, in general, in the US a wide load is considered to be at least 8’6” in width. Because there is so much variation in the wide and oversized load industry it can be tricky finding the right price and company. However, knowing the legal limits is the first step and one you need to be familiar with.
How Much Does Wide Load Shipping Cost?
So how much does it actually cost? Well, actually, that question is a little difficult to answer. This is because there is no right answer. The price of wide load shipping can vary significantly between companies, as well as seasons. Through some times in the year it is very difficult to get a wide load or oversized trucks and this, as a result, can ramp up the price. In addition, you also have the distance to figure out as well. If you want some construction goods transported from Portland to Kansas, it could cost you anywhere from $700 – $3000. The variation is enormous and it really requires you to do some searching and research.
What Can Affect the Price?
I have already mentioned a few things that could affect the price of your wide loading shipping, such as mileage and season. However, there are a few more “wide load specific factors” that you may have to take into account. Here are a few below.
Escorts
If the shipment is particularly wide, your shipment may require an escort. This is also a State-specific factor because some states have different rules and regulations. For a lot of companies, they will include the variable per-mile rates as well as hotels and all the jazz in with the shipping costs. However, always ask the company first.
Escorts are there when the load is usually wider than 12’ and alert the driver when there is a hazard in front. They also help when it comes to public cars, alerting them that there is a wide load on the road.
There are More Costs and Considerations during Transport
As well as shipping and escort rates, you will also have rates to pay for permits in each state the load travels through. In addition, many states also restrict wide loads to travel at certain times, sometimes only 30 minutes before sunrise to 30 minutes after. Some wide loads are not allowed to travel during holiday periods as well. All this will raise the price and the time schedule.
Conclusion
The cost of a wide load can vary enormously and there are a lot of factors to take into consideration before you choose a shipping company. You should search around and get reasonable quotes from different providers. Finding out whether you will need an escort is important and find out what states you’ll be traveling through so you can get permit costs and schedules times.
LTL insurance (Less-Than-Truckload) trucking refers to trucking operations whereby relatively small loads are carried. Due to the flexibility of the loads to be carried, many deliveries can be made at a faster rate than other trucking operations. LTL trucking also faces challenges due to the many threats that it is exposed to such as theft and accidents which can affect your operations. To protect you from the effects of such incidents, we offer a variety of covers as listed below in a bid to make your operations much more fruitful.
Liability cover: when you get into an accident and you cause damage to another car or someone’s property, you will be liable to pay for any expenses that they will incur in fixing their cars and property. To protect you from having to bear the brunt of such expenses, we offer you a liability cover against such expenses such that we will take on the responsibility of paying for the damages caused to other people’s property as a result of your actions.
A body injury cover is also included in the liability cover whereby if the extent of the damages that you caused extends to causing bodily harm to pedestrians or motorists, we will pay the medical bills for the injured parties.
Collision insurance: where you get into an accident through your fault, we will cover you against any losses accruing from damage to your car by paying for repair of your truck. We will go a step further and compensate you for the loss of income that you will suffer for the period when your truck is being worked on.
Comprehensive coverage: as an LTL trucking insurance provider, we know that your truck can also get damaged by other means other than collision which includes but are not limited to fire, theft and hitting of animals. We will cover the expenses required to either fix or replace your truck and we will compensate you for the loss of income that you will be exposed to as your truck gets fixed or replaced.
Cargo coverage: in the event that the cargo that you are hauling gets lost, damaged or stolen in the process, we will cover you against the loss you will suffer. We have options that you can choose from such that you can choose what type of cargo you want to insure and for how much.
Loading and unloading coverage: damage can come to the cargo during loading and unloading and we are here to protect you from incurring a loss as a result of the damage. This is important because cargo coverage does not extend to covering such damages.
Towing and storage: in the case of an accident, we will tow your truck and store it in a safe place at no charge as long as you have paid for this cover. If you wish to have us take care of debris removal at the accident site, you can get a debris removal cover and we will clean up the accident site.
Other types of coverage include combined deductibles, bobtail insurance and earned freight. LTL trucking is a very profitable venture and by taking advantage of our, you will be safeguarded from losses that could come about due to challenges during your operation.
Long haul trucking is used to refer to where you embark on a long journey which involves the transport of goods by use of a truck. Long haul trucking involves coverage of hundreds of miles from your home terminal and during your journey; you are bound to face challenges due to threats on you or on your cargo. We have looked at a number of ways in which we can help you undertake your journey with peace of mind by offering you the following long haul trucking insurance benefits.
Physical damage
We understand that you could get into an accident during your journey where you could end up harming someone or the truck could get damaged in the process. With our insurance against physical damage, we will ensure that your truck gets towed from the accident site and we will cover you for repairs that will need to be done on the truck as well as the storage costs to be incurred. We also understand that in the case of damage to your truck you will not be on the road for a while and to ensure that your best interests are served, we will also cover you for any losses of income that you will incur while your truck is getting repaired.
Non-trucking liability
You may wish to use your truck for other purposes other than hauling and harm could come to you or the truck during such times. We will provide you with insurance to cover you against any losses and expenses that could come to you during non-trucking operations.
Occupational accident
As a driver, you will be exposed to a lot of threats while on the road such as accidents. Should you die or get injured while hauling, we have a program set to ensure that your family will benefit from coverage of burial expenses or medical expenses respectively. Our insurance also extends to ensuring that you get the financial aid that you deserve if you become disabled due to a hauling accident.
Workers’ Compensation
For some reason or the other such as ill health or injuries, you may have to be away from work for a while. Our long haul trucking insurance ensures that you are compensated for the wages lost during such times which will enable you to stay home until you recover.
Contingent liability
We will cover you against any harm that will come to a third party as a result of your long haul trucking.
We will also insure you in terms of buy back deductibles, primary liability and general liability as well as surety bonds. We determine the premiums payable by considering the type of cargo to be hauled, where the cargo will be hauled and the quality of your drivers and operation. Getting long haul trucking insurance today will save you a lot of headaches in future and you will be able to go about your business knowing that we have your back at every step.
Interstate trucking refers to where you carry out trucking operations across state lines. Given the mileage that you will cover as an interstate trucker, you are exposed to more risks as compared to intrastate truckers and as such you will be in need of a good interstate trucking insurance b policy to protect you as you carry out your trucking activities. Interstate trucking is subject to a number of regulations and fees which can be daunting and that is why we are here to make your operations much easier. Accidents that happen across state lines also tend to be very complicated as very many players come into play and this can slow down your operations. We offer insurance covers such as:
Public liability: this cover is mandatory for anyone wishing to carry out interstate trucking as per the Federal Motor Carrier Safety Administration. This cover is in place to protect you and pedestrians from any harm that could come about as a result of an accident for which you are at fault. This insurance also extends its cover to the medical expenses of pedestrians and motorists who get hurt as a result of an accident which you have caused and this is catered for by the bodily injury clause in the cover.
This cover also protects you from having to pay for repairs and any other expenses you will be subject to in the event that you cause damage to someone’s property while hauling. This is the only cover that is mandatory as per the Federal Motor Carrier Safety Administration but for your own protection, we provide you with other types of covers to add onto your protection.
Cargo insurance: trucking cargo across state lines has disadvantages to it as the longer the cargo is on the road, the more threats it will be exposed to such as damage during an accident or theft. We provide a cover to insure you against any losses that you will incur as a result of loss of cargo during your journey and this will be dependent on the type of cargo and its value. You can pay for more insurance if you feel that the cover is not adequate.
Physical damage: in the event that you get into an accident, we will protect you by covering you against expenses that accrue from repair of the truck, towing as well as storage fees. We will also compensate you for the loss that you suffer as you wait for your truck to get fixed.
Workers’ compensation: in a case where you fall ill and cannot meet your trucking obligations, we will cover you for the period that you need to recover. This applies to if you get injured while trucking as well. Our compensation provides your family with the money needed to cover the expenses incurred as a result of your burial or medical bills as well as contributes to your disability payments if you should become disabled in the process.
As an interstate trucking insurance company, we understand that interstate trucking is governed by many regulations and is subject to more fees as compared to the other kinds of trucking and as such, we are here to lessen the burden of those expenses.
any expenses that they will incur in fixing their cars and property. To protect you from having to bear the brunt of such expenses, we offer you a liability cover against such expenses such that we will take on the responsibility of paying for the damages caused to other people’s property as a result of your actions.
